# Smart Data Schemes - [Open Banking](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes/open-banking.md): Open banking connects banks, third-parties and technical providers – enabling them to simply and securely exchange data to their customers' benefit. - [Open Finance](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes/open-finance.md): Open finance involves extending open banking-like data sharing and third-party access to a wider range of financial sectors and products - [Open Communications](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes/open-communications.md): Open Communications is an initiative for the retail telecoms and pay TV markets enabling people and small businesses to share information about their services with third parties - [Open Energy](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes/open-energy.md): The Open Energy programme facilitates the ability to search, access and securely share energy data, covering both Open Data and commercial Shared Data where access requires control --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.