> For the complete documentation index, see [llms.txt](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes.md).

# Smart Data Schemes

- [Open Banking](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes/open-banking.md): Open banking connects banks, third-parties and technical providers – enabling them to simply and securely exchange data to their customers' benefit.
- [Open Finance](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes/open-finance.md): Open finance involves extending open banking-like data sharing and third-party access to a wider range of financial sectors and products
- [Open Communications](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes/open-communications.md): Open Communications is an initiative for the retail telecoms and pay TV markets enabling people and small businesses to share information about their services with third parties
- [Open Energy](https://open-data-institute.gitbook.io/draft-in-progress-smart-data-innovation-guidebook/smart-data-schemes/open-energy.md): The Open Energy programme facilitates the ability to search, access and securely share energy data, covering both Open Data and commercial Shared Data where access requires control